Exam pack · NAIC AI Risk Evaluation Supplement v6.0 (exposure draft, 16 Oct 2026); v7.0 pending adoption vote, Fall National Meeting

Bluebonnet Mutual Insurance Company (fictional)

NAIC code DEMO-10101 · period 2026-07-02 to 2026-10-31 · all states · built 2026-10-30 11:45
Pack identifier
pack_e4072ef8b88d
Pack hash (on ledger #1375)
c56fad6b39de203033bd60e843014f878c2cefc5e1ac9c22ef9f6c754297a454
Engine
regbench-engine/0.4.0 · rules 2026.10+dbe5ddf6 · corpus 2026-10-30-5f07c521
Totals
577 assessments · 547 case files · 4 high-risk models
Confidentiality
Produced for the requesting state's examination or inquiry; to be held confidential under that state's authority. The carrier may assert trade-secret protection over model documentation it attaches.

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Exhibit D: AI Model Data

Line of business: auto · models: agent-assist, claims-fastpath, fnol-fraud, price-opt, uw-triage

Ref(1) Type of data element used in AI model(2) How the model uses this data(3) Internal data source(4) Third-party data source / vendor nameModels
1Aerial ImageryDecision input at inference (output use); training/testing use per the carrier's model documentation.yesuw-triage
2Age, Gender, Ethnicity/Race
3Consumer or Other Type of Insurance/Risk ScoreDecision input at inference (output use); training/testing use per the carrier's model documentation.yesprice-opt, uw-triage
4Crime Statistics
5Criminal Convictions (Exclude Auto-Related Convictions)
6Driving BehaviorDecision input at inference (output use); training/testing use per the carrier's model documentation.yesprice-opt
7Education Level (Including school aptitude scores, etc.)
8Facial or Body Detection / Recognition / Analysis
9Geocoding (including address, city, county, state, ZIP code, lat/long, MSA/CSA, etc.)Decision input at inference (output use); training/testing use per the carrier's model documentation.yesSentinel Analytics (fictional)fnol-fraud, price-opt, uw-triage
10Geo-Demographics (including ZIP/county-based demographic characteristics)
11Household Composition
12Image/video AnalysisDecision input at inference (output use); training/testing use per the carrier's model documentation.yesuw-triage
13Income
14Job History
15Loss ExperienceDecision input at inference (output use); training/testing use per the carrier's model documentation.yesSentinel Analytics (fictional)claims-fastpath, fnol-fraud, price-opt, uw-triage
16Medical, including Biometrics, genetic information, pre-existing conditions, diagnostic data, etc.
17Natural Catastrophe Hazard (Fire, Wind, Hail, Earthquake, Severe Convective Storms)
18Online social media, including characteristics for targeted advertisingDecision input at inference (output use); training/testing use per the carrier's model documentation.Sentinel Analytics (fictional)fnol-fraud
19Personal Financial InformationDecision input at inference (output use); training/testing use per the carrier's model documentation.yesprice-opt, uw-triage
20Reasonable Accommodations or Policy Modifications (granted or requested)
21Telematics/Usage-based insuranceDecision input at inference (output use); training/testing use per the carrier's model documentation.yesprice-opt
22Vehicle-Specific Data including VIN characteristicsDecision input at inference (output use); training/testing use per the carrier's model documentation.yesprice-opt
23Voice Analysis
24Weather
25Other: Non-Traditional Data Elements (Regulator to specify)Decision input at inference (output use); training/testing use per the carrier's model documentation.yesclaims-fastpath, uw-triage

Line of business: home · models: claims-fastpath, fnol-fraud, uw-triage

Ref(1) Type of data element used in AI model(2) How the model uses this data(3) Internal data source(4) Third-party data source / vendor nameModels
1Aerial ImageryDecision input at inference (output use); training/testing use per the carrier's model documentation.yesuw-triage
2Age, Gender, Ethnicity/Race
3Consumer or Other Type of Insurance/Risk ScoreDecision input at inference (output use); training/testing use per the carrier's model documentation.yesuw-triage
4Crime Statistics
5Criminal Convictions (Exclude Auto-Related Convictions)
6Driving Behavior
7Education Level (Including school aptitude scores, etc.)
8Facial or Body Detection / Recognition / Analysis
9Geocoding (including address, city, county, state, ZIP code, lat/long, MSA/CSA, etc.)Decision input at inference (output use); training/testing use per the carrier's model documentation.yesSentinel Analytics (fictional)fnol-fraud, uw-triage
10Geo-Demographics (including ZIP/county-based demographic characteristics)
11Household Composition
12Image/video AnalysisDecision input at inference (output use); training/testing use per the carrier's model documentation.yesuw-triage
13Income
14Job History
15Loss ExperienceDecision input at inference (output use); training/testing use per the carrier's model documentation.yesSentinel Analytics (fictional)claims-fastpath, fnol-fraud, uw-triage
16Medical, including Biometrics, genetic information, pre-existing conditions, diagnostic data, etc.
17Natural Catastrophe Hazard (Fire, Wind, Hail, Earthquake, Severe Convective Storms)
18Online social media, including characteristics for targeted advertisingDecision input at inference (output use); training/testing use per the carrier's model documentation.Sentinel Analytics (fictional)fnol-fraud
19Personal Financial InformationDecision input at inference (output use); training/testing use per the carrier's model documentation.yesuw-triage
20Reasonable Accommodations or Policy Modifications (granted or requested)
21Telematics/Usage-based insurance
22Vehicle-Specific Data including VIN characteristics
23Voice Analysis
24Weather
25Other: Non-Traditional Data Elements (Regulator to specify)Decision input at inference (output use); training/testing use per the carrier's model documentation.yesclaims-fastpath, uw-triage

Data dictionary: available on request from the carrier; RegBench records feature classes, never raw values.