Regulatory Assessment
BB-SVC-0580 PASS
TX · auto · marketing · decided 2026-07-31 22:19 UTC · Bluebonnet Mutual Insurance Company (fictional)
On 2026-07-31, agent-assist v1.2 (an internally developed system) produced 'approve' in a TX auto marketing transaction. Inputs included application data. A human reviewed the output by a service agent. The outcome was not adverse to the consumer. RegBench applied 3 rule(s) in force on 2026-07-31 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+c4982313, corpus 2026-10-30-9c5dad5a. No configured check fired; the case file is recorded. This is not a compliance conclusion.
Coverage: supported. 2 state-specific and 0 general black-letter rule(s) applied to this TX auto marketing transaction. Only the configured checks were run; a result is not a legal opinion on compliance. 3 of 30 rules applied.
Evidence (carrier asserted). No documentary evidence is expected for this fact pattern.
Findings (0)
No configured check fired under the rules in force on 2026-07-31 for this state, line and stage. That is not a compliance conclusion; the case file is recorded all the same.
Point in time
- Law as of
- 2026-07-31
- Rules version
- 2026.10+c4982313
- Corpus snapshot
- 2026-10-30-9c5dad5a
- Engine
- regbench-engine/0.5.0 · deterministic-1
- Fingerprint
- 7325cc649af2c7a54f06fb2c (pattern grouping, not an integrity check)
- Input digest
- ae5b73e75bd04fabfe46a2cdbefc26f1e42eb23d715b3eeefc2ff73417f427cd
- Evaluated
- 2026-10-31 05:42:54 UTC
- Exhibit C case file
- no (not a high-risk system, no findings)
Ledger
- Entry
- #6083 · assessment · recorded 2026-07-31T22:21:02+00:00
- Hash
- cffb9ad7f0082e730d8add48240bc8b19f320107a0c322e6e656bbf806ab3184
- Previous
- cae173c9e1006390b05c819d0484130158f0482556682075c77b70d256046588
- Stored copy intact
- yes, hashes match
- Assessed input intact
- yes, revision 1 matches the input digest
Carrier review
No review item: the disposition was PASS.
Recorded facts revision 1
As asserted by the carrier. References are recorded, not verified: RegBench holds no copy of the documents they name.
- AI system
- agent-assist v1.2 · internal · high-risk class: none
- Governance attested
- True
- Testing report
- none recorded
- Model documentation
- doc://bluebonnet/agent-assist/1.2
- Feature classes
- application_data
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- False / False
- Data sources
- none recorded
- Decision
- approve
- Human review
- yes (service_agent)
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_2c5bd05299