Regulatory Assessment

HL-CLM-1070 PASS

TX · health · claims · decided 2026-10-27 22:35 UTC · Harborline Health Plan, Inc. (fictional)

On 2026-10-27, claims-adjud v5.1 (an internally developed system) produced 'pay' in a TX health claims transaction. Inputs included medical records, claims history. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 7 rule(s) in force on 2026-10-27 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+c4982313, corpus 2026-10-30-9c5dad5a. No configured check fired; the case file is recorded. This is not a compliance conclusion.

Coverage: supported. 6 state-specific and 0 general black-letter rule(s) applied to this TX health claims transaction. Only the configured checks were run; a result is not a legal opinion on compliance. 7 of 30 rules applied.

Evidence (carrier asserted). Supplied by the carrier and not verified by RegBench: ai_system.governance_attested, ai_system.model_doc_ref, ai_system.testing_report_ref.

Findings (0)

No configured check fired under the rules in force on 2026-10-27 for this state, line and stage. That is not a compliance conclusion; the case file is recorded all the same.

Point in time

Law as of: 2026-10-27
Rules version: 2026.10+c4982313
Corpus snapshot: 2026-10-30-9c5dad5a
Engine: regbench-engine/0.5.0 · deterministic-1
Fingerprint: 4d5bee7d96cce854f5797e37 (pattern grouping, not an integrity check)
Input digest: 42353d06af97d1559406b7c6aab3143a0983ac1b46a7fdea83f46fd637040d5c
Evaluated: 2026-10-31 05:42:55 UTC
Exhibit C case file: yes

Ledger

Entry: #6573 · assessment · recorded 2026-10-27T22:36:15+00:00
Hash: 6a043ac445239507b04a3016230fc8eb0a6c707cdf10ebdbb9dfa4953bf0e05c
Previous: 1a7d83c7d038bf4ced64c6735f50d1877cd1c7d9d9d01953476d6c8ca78f5295
Stored copy intact: yes, hashes match
Assessed input intact: yes, revision 1 matches the input digest

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts revision 1

As asserted by the carrier. References are recorded, not verified: RegBench holds no copy of the documents they name.

AI system: claims-adjud v5.1 · internal · high-risk class: claims
Governance attested: True
Testing report: test://harborline/claims-adjud/2026Q1
Model documentation: doc://harborline/claims-adjud/5.1
Feature classes: medical_records, claims_history
Protected factors used: none
External data (ECDIS): False
Consumer report / credit: False / False
Data sources: none recorded

Decision: pay · score 0.286
Human review: none
Adverse to consumer: False
Notice: not recorded · reasons: False · specific: False · external data disclosed: False
Appeal channel: –
Consumer token: tok_deebc2d2ef