Regulatory Assessment

HL-CLM-1043 PASS

TX · health · claims · decided 2026-09-30 19:55 UTC · Harborline Health Plan, Inc. (fictional)

On 2026-09-30, claims-adjud v5.1 (an internally developed system) produced 'deny' in a TX health claims transaction. Inputs included medical records, claims history. A human reviewed the output by a adjuster. The outcome was adverse to the consumer; no notice to the consumer is recorded. RegBench applied 7 rule(s) in force on 2026-09-30 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.

Findings (0)

No finding under the rules in force on 2026-09-30 for this state, line and stage. The case file is recorded all the same.

Point in time

Law as of
2026-09-30
Rules version
2026.10+dbe5ddf6
Corpus snapshot
2026-10-30-5f07c521
Engine
regbench-engine/0.4.0 · deterministic-1
Fingerprint
abbb2aeea1d17b782dae3678
Evaluated
2026-10-30 11:23:25 UTC
Exhibit C case file
yes

Ledger

Entry
#1043 · assessment · recorded 2026-09-30T19:58:11+00:00
Hash
ec4f5d36c0dfec519e87a98317afb8fe0d3a9cfa8b9ec94be8a6f306955b6bb6
Previous
587bdc80b30d56faa85c74bcc77b0d4462b2c0de8a8d0145c8bf5e3de89c3f12
Stored copy intact
yes, hashes match

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts

AI system
claims-adjud v5.1 · internal · high-risk class: claims
Governance attested
True
Testing report
test://harborline/claims-adjud/2026Q1
Model documentation
doc://harborline/claims-adjud/5.1
Feature classes
medical_records, claims_history
Protected factors used
none
External data (ECDIS)
False
Consumer report / credit
False / False
Data sources
none recorded
Decision
deny · score 0.632 · codes E-114
Human review
yes (adjuster)
Adverse to consumer
True
Notice
not recorded · reasons: True · specific: False · external data disclosed: False
Appeal channel
–
Consumer token
tok_40f8dd1504