Regulatory Assessment
SR-UW-0639 PASS
TX · life · underwriting · decided 2026-10-20 10:00 UTC · Summit Range Life Assurance Company (fictional)
On 2026-10-20, rx-score v3 (a third-party system from RxData Labs (fictional)) produced 'approve' in a TX life underwriting transaction. Inputs included rx history, credit, consumer report, application data. A consumer report was used. A human reviewed the output by a underwriter. The outcome was not adverse to the consumer. RegBench applied 10 rule(s) in force on 2026-10-20 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.
Findings (0)
No finding under the rules in force on 2026-10-20 for this state, line and stage. The case file is recorded all the same.
Point in time
- Law as of
- 2026-10-20
- Rules version
- 2026.10+dbe5ddf6
- Corpus snapshot
- 2026-10-30-5f07c521
- Engine
- regbench-engine/0.4.0 · deterministic-1
- Fingerprint
- 5798039bfe9d00712dc1576a
- Evaluated
- 2026-10-30 11:23:24 UTC
- Exhibit C case file
- yes
Ledger
- Entry
- #639 · assessment · recorded 2026-10-20T10:03:17+00:00
- Hash
- 407ad0215e2da08866169605ee04c613062f955a3c350c51eb8962cff0f9660c
- Previous
- 80cd607e96bf38729c528c66043190673827631f94271f123e7ac4504d24bc29
- Stored copy intact
- yes, hashes match
Carrier review
No review item: the disposition was PASS.
Recorded facts
- AI system
- rx-score v3 · third party (RxData Labs (fictional)) · high-risk class: underwriting
- Governance attested
- False
- Testing report
- none recorded
- Model documentation
- none recorded
- Feature classes
- rx_history, credit, consumer_report, application_data
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- True / True
- Data sources
- vendor://rxdata/score, cra://demo-bureau/attributes
- Decision
- approve · score 0.232
- Human review
- yes (underwriter)
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_5ce27eb54b