Regulatory Assessment

SR-ACC-0821 PASS

NY · life · underwriting · decided 2026-10-24 10:04 UTC · Summit Range Life Assurance Company (fictional)

On 2026-10-24, uw-accelerate v4.0 (an internally developed system) produced 'approve' in a NY life underwriting transaction. Inputs included application data, medical records. A human reviewed the output by a underwriter. The outcome was not adverse to the consumer. RegBench applied 11 rule(s) in force on 2026-10-24 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.

Findings (0)

No finding under the rules in force on 2026-10-24 for this state, line and stage. The case file is recorded all the same.

Point in time

Law as of: 2026-10-24
Rules version: 2026.10+dbe5ddf6
Corpus snapshot: 2026-10-30-5f07c521
Engine: regbench-engine/0.4.0 · deterministic-1
Fingerprint: 7a5a211315d1778ab14b7476
Evaluated: 2026-10-30 11:23:24 UTC
Exhibit C case file: yes

Ledger

Entry: #821 · assessment · recorded 2026-10-24T10:08:19+00:00
Hash: 386fccb77f1f021136197fcd033679a51a8e7ffbb57b293baea952e1f16524bd
Previous: 2fa70179c927a131dc360833803958cd527fbe0cca221824ef4612629ffe3777
Stored copy intact: yes, hashes match

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts

AI system: uw-accelerate v4.0 · internal · high-risk class: underwriting
Governance attested: True
Testing report: test://summitrange/uw-accelerate/2026Q1
Model documentation: doc://summitrange/uw-accelerate/4.0
Feature classes: application_data, medical_records
Protected factors used: none
External data (ECDIS): False
Consumer report / credit: False / False
Data sources: aps://summitrange/physician-statements

Decision: approve · score 0.177
Human review: yes (underwriter)
Adverse to consumer: False
Notice: not recorded · reasons: False · specific: False · external data disclosed: False
Appeal channel: –
Consumer token: tok_7e6b984b0d