Regulatory Assessment

HL-CLM-1085 PASS

TX · health · claims · decided 2026-08-22 18:38 UTC · Harborline Health Plan, Inc. (fictional)

On 2026-08-22, claims-adjud v5.1 (an internally developed system) produced 'deny' in a TX health claims transaction. Inputs included medical records, claims history. A human reviewed the output by a adjuster. The outcome was adverse to the consumer; no notice to the consumer is recorded. RegBench applied 7 rule(s) in force on 2026-08-22 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.

Findings (0)

No finding under the rules in force on 2026-08-22 for this state, line and stage. The case file is recorded all the same.

Point in time

Law as of
2026-08-22
Rules version
2026.10+dbe5ddf6
Corpus snapshot
2026-10-30-5f07c521
Engine
regbench-engine/0.4.0 · deterministic-1
Fingerprint
ae263f851dbb036f5a5bff8f
Evaluated
2026-10-30 11:23:25 UTC
Exhibit C case file
yes

Ledger

Entry
#1085 · assessment · recorded 2026-08-22T18:40:04+00:00
Hash
65c3ea47a16d76892352155bd3cf3fcf177c1c65b0ee3f3b5fff22d154415e22
Previous
05aea101020bf2954e663d284ef2a16ede4a2e6056cf97fb414eb8e69968d226
Stored copy intact
yes, hashes match

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts

AI system
claims-adjud v5.1 · internal · high-risk class: claims
Governance attested
True
Testing report
test://harborline/claims-adjud/2026Q1
Model documentation
doc://harborline/claims-adjud/5.1
Feature classes
medical_records, claims_history
Protected factors used
none
External data (ECDIS)
False
Consumer report / credit
False / False
Data sources
none recorded
Decision
deny · score 0.607 · codes E-114
Human review
yes (adjuster)
Adverse to consumer
True
Notice
not recorded · reasons: True · specific: False · external data disclosed: False
Appeal channel
–
Consumer token
tok_37a4866a21