Regulatory Assessment
SR-ACC-0790 PASS
NY · life · underwriting · decided 2026-10-21 06:37 UTC · Summit Range Life Assurance Company (fictional)
On 2026-10-21, uw-accelerate v4.0 (an internally developed system) produced 'approve' in a NY life underwriting transaction. Inputs included application data, medical records. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 11 rule(s) in force on 2026-10-21 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.
Findings (0)
No finding under the rules in force on 2026-10-21 for this state, line and stage. The case file is recorded all the same.
Point in time
- Law as of
- 2026-10-21
- Rules version
- 2026.10+dbe5ddf6
- Corpus snapshot
- 2026-10-30-5f07c521
- Engine
- regbench-engine/0.4.0 · deterministic-1
- Fingerprint
- 5b1a1e68889469b0be70037b
- Evaluated
- 2026-10-30 11:23:24 UTC
- Exhibit C case file
- yes
Ledger
- Entry
- #790 · assessment · recorded 2026-10-21T06:39:14+00:00
- Hash
- c65338ee5e6f5d26a7d40046e9940ef856672608a222f87d6f2ac66c7f03842e
- Previous
- 4f1263468aa06bcbcdb339e5bd081d66c5d48a77098125eccd24c413051a6461
- Stored copy intact
- yes, hashes match
Carrier review
No review item: the disposition was PASS.
Recorded facts
- AI system
- uw-accelerate v4.0 · internal · high-risk class: underwriting
- Governance attested
- True
- Testing report
- test://summitrange/uw-accelerate/2026Q1
- Model documentation
- doc://summitrange/uw-accelerate/4.0
- Feature classes
- application_data, medical_records
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- False / False
- Data sources
- aps://summitrange/physician-statements
- Decision
- approve · score 0.222
- Human review
- none
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_8af12b0b24