Regulatory Assessment

BB-CLM-0530 PASS

TX · home · claims · decided 2026-10-25 09:42 UTC · Bluebonnet Mutual Insurance Company (fictional)

On 2026-10-25, claims-fastpath v1.0 (an internally developed system) produced 'pay' in a TX home claims transaction. Inputs included claims history, property. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 7 rule(s) in force on 2026-10-25 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.

Findings (0)

No finding under the rules in force on 2026-10-25 for this state, line and stage. The case file is recorded all the same.

Point in time

Law as of
2026-10-25
Rules version
2026.10+dbe5ddf6
Corpus snapshot
2026-10-30-5f07c521
Engine
regbench-engine/0.4.0 · deterministic-1
Fingerprint
a19c270faa496a4194cbe1af
Evaluated
2026-10-30 11:23:23 UTC
Exhibit C case file
yes

Ledger

Entry
#530 · assessment · recorded 2026-10-25T09:46:03+00:00
Hash
5aa5c7f6af20b0befd63f468cba92241785dcb595573625c248261ec2bc6ae57
Previous
445a0f7f63fabd83e85f2c69f4211ef096a5348e0c01a52b210529a1bcc2e496
Stored copy intact
yes, hashes match

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts

AI system
claims-fastpath v1.0 · internal · high-risk class: claims
Governance attested
False
Testing report
none recorded
Model documentation
none recorded
Feature classes
claims_history, property
Protected factors used
none
External data (ECDIS)
False
Consumer report / credit
False / False
Data sources
none recorded
Decision
pay · score 0.102
Human review
none
Adverse to consumer
False
Notice
not recorded · reasons: False · specific: False · external data disclosed: False
Appeal channel
–
Consumer token
tok_f289d039f0