Regulatory Assessment
SR-ACC-0802 PASS
NY · life · underwriting · decided 2026-10-21 15:15 UTC · Summit Range Life Assurance Company (fictional)
On 2026-10-21, uw-accelerate v4.0 (an internally developed system) produced 'approve' in a NY life underwriting transaction. Inputs included application data, medical records. A human reviewed the output by a underwriter. The outcome was not adverse to the consumer. RegBench applied 11 rule(s) in force on 2026-10-21 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.
Findings (0)
No finding under the rules in force on 2026-10-21 for this state, line and stage. The case file is recorded all the same.
Point in time
- Law as of
- 2026-10-21
- Rules version
- 2026.10+dbe5ddf6
- Corpus snapshot
- 2026-10-30-5f07c521
- Engine
- regbench-engine/0.4.0 · deterministic-1
- Fingerprint
- f8769ac9c283286aa2a97927
- Evaluated
- 2026-10-30 11:23:24 UTC
- Exhibit C case file
- yes
Ledger
- Entry
- #802 · assessment · recorded 2026-10-21T15:17:24+00:00
- Hash
- 5e7466066996a3a552023743f01466203dc473f0e48197bbfe49341eedc2be41
- Previous
- 6ff9ee93d0f078ced0c60cb5dd66ce6420534bd05c16b8db1ca2a1a2384439e9
- Stored copy intact
- yes, hashes match
Carrier review
No review item: the disposition was PASS.
Recorded facts
- AI system
- uw-accelerate v4.0 · internal · high-risk class: underwriting
- Governance attested
- True
- Testing report
- test://summitrange/uw-accelerate/2026Q1
- Model documentation
- doc://summitrange/uw-accelerate/4.0
- Feature classes
- application_data, medical_records
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- False / False
- Data sources
- aps://summitrange/physician-statements
- Decision
- approve · score 0.24
- Human review
- yes (underwriter)
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_5d0ca322c1