Regulatory Assessment
SR-ACC-0814 PASS
CO · life · underwriting · decided 2026-10-15 04:48 UTC · Summit Range Life Assurance Company (fictional)
On 2026-10-15, uw-accelerate v4.0 (an internally developed system) produced 'refer' in a CO life underwriting transaction. Inputs included application data, medical records. A human reviewed the output by a underwriter. The outcome was not adverse to the consumer. RegBench applied 10 rule(s) in force on 2026-10-15 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.
Findings (0)
No finding under the rules in force on 2026-10-15 for this state, line and stage. The case file is recorded all the same.
Point in time
- Law as of
- 2026-10-15
- Rules version
- 2026.10+dbe5ddf6
- Corpus snapshot
- 2026-10-30-5f07c521
- Engine
- regbench-engine/0.4.0 · deterministic-1
- Fingerprint
- ce82d442e9e477074229e816
- Evaluated
- 2026-10-30 11:23:24 UTC
- Exhibit C case file
- yes
Ledger
- Entry
- #814 · assessment · recorded 2026-10-15T04:48:51+00:00
- Hash
- 9e777d91b7cb1dd418e932bbb8ded8fb8c8f5387d8d9265425aa8d59fe8b94bb
- Previous
- 8bf9e474700d4891b2228446d6de87828167a766f11590613878efb4e97b83ab
- Stored copy intact
- yes, hashes match
Carrier review
No review item: the disposition was PASS.
Recorded facts
- AI system
- uw-accelerate v4.0 · internal · high-risk class: underwriting
- Governance attested
- True
- Testing report
- test://summitrange/uw-accelerate/2026Q1
- Model documentation
- doc://summitrange/uw-accelerate/4.0
- Feature classes
- application_data, medical_records
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- False / False
- Data sources
- aps://summitrange/physician-statements
- Decision
- refer · score 0.466
- Human review
- yes (underwriter)
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_6e71702a61