Regulatory Assessment
BB-CLM-0446 PASS
TX · auto · claims · decided 2026-10-27 00:30 UTC · Bluebonnet Mutual Insurance Company (fictional)
On 2026-10-27, claims-fastpath v1.0 (an internally developed system) produced 'pay' in a TX auto claims transaction. Inputs included claims history, property. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 7 rule(s) in force on 2026-10-27 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.
Findings (0)
No finding under the rules in force on 2026-10-27 for this state, line and stage. The case file is recorded all the same.
Point in time
- Law as of
- 2026-10-27
- Rules version
- 2026.10+dbe5ddf6
- Corpus snapshot
- 2026-10-30-5f07c521
- Engine
- regbench-engine/0.4.0 · deterministic-1
- Fingerprint
- d8050f044342596aeca67a44
- Evaluated
- 2026-10-30 11:23:23 UTC
- Exhibit C case file
- yes
Ledger
- Entry
- #446 · assessment · recorded 2026-10-27T00:33:06+00:00
- Hash
- 9d440619d31ff4844aad486c6deb8813caabc7a6abdc32e1e17dd467e244da3e
- Previous
- eb54c6d14c1dca9e0cd56c21f76ddb73ff5260f6aff371bb1885527105a7156a
- Stored copy intact
- yes, hashes match
Carrier review
No review item: the disposition was PASS.
Recorded facts
- AI system
- claims-fastpath v1.0 · internal · high-risk class: claims
- Governance attested
- False
- Testing report
- none recorded
- Model documentation
- none recorded
- Feature classes
- claims_history, property
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- False / False
- Data sources
- none recorded
- Decision
- pay · score 0.146
- Human review
- none
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_c2541842dc