Regulatory Assessment
SR-ACC-0785 PASS
CO · life · underwriting · decided 2026-10-25 21:37 UTC · Summit Range Life Assurance Company (fictional)
On 2026-10-25, uw-accelerate v4.0 (an internally developed system) produced 'approve' in a CO life underwriting transaction. Inputs included application data, medical records. A human reviewed the output by a underwriter. The outcome was not adverse to the consumer. RegBench applied 10 rule(s) in force on 2026-10-25 and recorded no findings.
PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.
Findings (0)
No finding under the rules in force on 2026-10-25 for this state, line and stage. The case file is recorded all the same.
Point in time
- Law as of
- 2026-10-25
- Rules version
- 2026.10+dbe5ddf6
- Corpus snapshot
- 2026-10-30-5f07c521
- Engine
- regbench-engine/0.4.0 · deterministic-1
- Fingerprint
- 585f29bc7275c4b0e9cf80c6
- Evaluated
- 2026-10-30 11:23:24 UTC
- Exhibit C case file
- yes
Ledger
- Entry
- #785 · assessment · recorded 2026-10-25T21:40:40+00:00
- Hash
- 83c8444cf6a663e8ed94b5e17831cb28988301e3f199c4202e793410de5f6239
- Previous
- 1a37a76ad0d420f1d0e4a60ad0f5e9251622bbf3e0ef8b81891f69d3fb8ed721
- Stored copy intact
- yes, hashes match
Carrier review
No review item: the disposition was PASS.
Recorded facts
- AI system
- uw-accelerate v4.0 · internal · high-risk class: underwriting
- Governance attested
- True
- Testing report
- test://summitrange/uw-accelerate/2026Q1
- Model documentation
- doc://summitrange/uw-accelerate/4.0
- Feature classes
- application_data, medical_records
- Protected factors used
- none
- External data (ECDIS)
- False
- Consumer report / credit
- False / False
- Data sources
- aps://summitrange/physician-statements
- Decision
- approve · score 0.091
- Human review
- yes (underwriter)
- Adverse to consumer
- False
- Notice
- not recorded · reasons: False · specific: False · external data disclosed: False
- Appeal channel
- –
- Consumer token
- tok_b582c9d98d