Regulatory Assessment

BB-CLM-0487 PASS

TX · auto · claims · decided 2026-10-21 19:48 UTC · Bluebonnet Mutual Insurance Company (fictional)

On 2026-10-21, claims-fastpath v1.0 (an internally developed system) produced 'pay' in a TX auto claims transaction. Inputs included claims history, property. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 7 rule(s) in force on 2026-10-21 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.

Findings (0)

No finding under the rules in force on 2026-10-21 for this state, line and stage. The case file is recorded all the same.

Point in time

Law as of
2026-10-21
Rules version
2026.10+dbe5ddf6
Corpus snapshot
2026-10-30-5f07c521
Engine
regbench-engine/0.4.0 · deterministic-1
Fingerprint
5b906bbb94fc9dd7b33d1254
Evaluated
2026-10-30 11:23:23 UTC
Exhibit C case file
yes

Ledger

Entry
#487 · assessment · recorded 2026-10-21T19:51:32+00:00
Hash
8615bc28643c4c01b4d20e5e914902b11ba9dc7005c083644a3c1cf1a518fe8e
Previous
2cb8830921af5088b135e59af014d06edd3aef82b63c07c4f4143889e2e74cea
Stored copy intact
yes, hashes match

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts

AI system
claims-fastpath v1.0 · internal · high-risk class: claims
Governance attested
False
Testing report
none recorded
Model documentation
none recorded
Feature classes
claims_history, property
Protected factors used
none
External data (ECDIS)
False
Consumer report / credit
False / False
Data sources
none recorded
Decision
pay · score 0.139
Human review
none
Adverse to consumer
False
Notice
not recorded · reasons: False · specific: False · external data disclosed: False
Appeal channel
–
Consumer token
tok_5dbe2f1450