Regulatory Assessment

SR-ACC-0859 PASS

CT · life · underwriting · decided 2026-10-19 16:52 UTC · Summit Range Life Assurance Company (fictional)

On 2026-10-19, uw-accelerate v4.0 (an internally developed system) produced 'approve' in a CT life underwriting transaction. Inputs included application data, medical records. A human reviewed the output by a underwriter. The outcome was not adverse to the consumer. RegBench applied 8 rule(s) in force on 2026-10-19 and recorded no findings.

PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.

Findings (0)

No finding under the rules in force on 2026-10-19 for this state, line and stage. The case file is recorded all the same.

Point in time

Law as of
2026-10-19
Rules version
2026.10+dbe5ddf6
Corpus snapshot
2026-10-30-5f07c521
Engine
regbench-engine/0.4.0 · deterministic-1
Fingerprint
3ef18912b8401bc9b1ad48bf
Evaluated
2026-10-30 11:23:24 UTC
Exhibit C case file
yes

Ledger

Entry
#859 · assessment · recorded 2026-10-19T16:53:49+00:00
Hash
387f7383747ca4d796d8c1e2ce18d73409a8af5b24e551325e25e47bd8657581
Previous
7e2e1375dc43e1e514494b0092483b682cfd8b811f0b09a1c0c7003e56659406
Stored copy intact
yes, hashes match

Verify the whole chain Case file JSON

Carrier review

No review item: the disposition was PASS.

Recorded facts

AI system
uw-accelerate v4.0 · internal · high-risk class: underwriting
Governance attested
True
Testing report
test://summitrange/uw-accelerate/2026Q1
Model documentation
doc://summitrange/uw-accelerate/4.0
Feature classes
application_data, medical_records
Protected factors used
none
External data (ECDIS)
False
Consumer report / credit
False / False
Data sources
aps://summitrange/physician-statements
Decision
approve · score 0.29
Human review
yes (underwriter)
Adverse to consumer
False
Notice
not recorded · reasons: False · specific: False · external data disclosed: False
Appeal channel
–
Consumer token
tok_3205b41e6c