{"txn_id":"SR-ACC-0833","assessment_id":"ra_72ea7672112b4452","occurred_at":"2026-10-14T09:25:50+00:00","state":"CT","line_of_business":"life","stage":"underwriting","program_area":"Underwriting/Eligibility","ai_system":{"system_id":"uw-accelerate","model_version":"4.0","vendor":"internal","vendor_name":null,"high_risk_class":"underwriting"},"inputs":{"feature_classes":["application_data","medical_records"],"protected_factors_used":[],"ecdis_present":false,"consumer_report_used":false,"credit_used":false,"data_source_refs":["aps://summitrange/physician-statements"],"consumer_token":"tok_a744983c2f"},"output":{"decision":"approve","score":0.161,"reason_codes":[],"premium_delta_pct":null},"human_involvement":{"reviewed":false,"reviewer_role":"underwriter","overridden":false},"adverse_action":{"is_adverse":false,"notice_sent_at":null,"reasons_provided":false,"specific_reasons":false,"ecdis_disclosed":false,"appeal_channel":null},"carrier_note":null,"assessment":{"disposition":"PASS","summary":"PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.","narrative":"On 2026-10-14, uw-accelerate v4.0 (an internally developed system) produced 'approve' in a CT life underwriting transaction. Inputs included application data, medical records. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 8 rule(s) in force on 2026-10-14 and recorded no findings.","findings":[],"point_in_time":{"as_of":"2026-10-14","rules_version":"2026.10+dbe5ddf6","corpus_snapshot":"2026-10-30-5f07c521","engine_version":"regbench-engine/0.4.0","model_version":"deterministic-1"},"evaluated_at":"2026-10-30T11:23:24.710382+00:00","fingerprint":"a8ef9e1571408baaa832c175"},"review":null,"ledger":{"seq":833,"hash":"cc7be1cd0595f5215a4cd731121d2bf3f66db2e2fd4ef1b4534b9da5829623c4","prev_hash":"f7036b838bfbe39eeac8e22ebcf854a71197634b709817226753f14dc37e466c","recorded_at":"2026-10-14T09:26:37+00:00"}}