{"txn_id":"HL-CLM-1079","assessment_id":"ra_7ddcb110356f4ec5","occurred_at":"2026-08-13T01:38:44+00:00","state":"NY","line_of_business":"health","stage":"claims","program_area":"Claims/Adjudication","ai_system":{"system_id":"claims-adjud","model_version":"5.1","vendor":"internal","vendor_name":null,"high_risk_class":"claims"},"inputs":{"feature_classes":["medical_records","claims_history"],"protected_factors_used":[],"ecdis_present":false,"consumer_report_used":false,"credit_used":false,"data_source_refs":[],"consumer_token":"tok_dc53e1822d"},"output":{"decision":"pay","score":0.054,"reason_codes":[],"premium_delta_pct":null},"human_involvement":{"reviewed":false,"reviewer_role":null,"overridden":false},"adverse_action":{"is_adverse":false,"notice_sent_at":null,"reasons_provided":false,"specific_reasons":false,"ecdis_disclosed":false,"appeal_channel":null},"carrier_note":null,"assessment":{"disposition":"PASS","summary":"PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.","narrative":"On 2026-08-13, claims-adjud v5.1 (an internally developed system) produced 'pay' in a NY health claims transaction. Inputs included medical records, claims history. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 1 rule(s) in force on 2026-08-13 and recorded no findings.","findings":[],"point_in_time":{"as_of":"2026-08-13","rules_version":"2026.10+dbe5ddf6","corpus_snapshot":"2026-10-30-5f07c521","engine_version":"regbench-engine/0.4.0","model_version":"deterministic-1"},"evaluated_at":"2026-10-30T11:23:25.263171+00:00","fingerprint":"d04b2934ca44329523a9b2bd"},"review":null,"ledger":{"seq":1079,"hash":"ebd7676a6c2f0d49f133fbab407f7827e658f7b90b7b7d480567237a9b64fdf5","prev_hash":"b8c1a41e73cd9578af04e2f7f723dce8e6940f2c0bac419044634ef018a28cb1","recorded_at":"2026-08-13T01:39:18+00:00"}}