{"txn_id":"BB-CLM-0533","assessment_id":"ra_4b9bcdff76a14acc","occurred_at":"2026-10-22T07:55:06+00:00","state":"TX","line_of_business":"auto","stage":"claims","program_area":"Claims/Adjudication","ai_system":{"system_id":"claims-fastpath","model_version":"1.0","vendor":"internal","vendor_name":null,"high_risk_class":"claims"},"inputs":{"feature_classes":["claims_history","property"],"protected_factors_used":[],"ecdis_present":false,"consumer_report_used":false,"credit_used":false,"data_source_refs":[],"consumer_token":"tok_1cda457358"},"output":{"decision":"pay","score":0.196,"reason_codes":[],"premium_delta_pct":null},"human_involvement":{"reviewed":false,"reviewer_role":null,"overridden":false},"adverse_action":{"is_adverse":false,"notice_sent_at":null,"reasons_provided":false,"specific_reasons":false,"ecdis_disclosed":false,"appeal_channel":null},"carrier_note":null,"assessment":{"disposition":"PASS","summary":"PASS: 0 finding(s) under rules 2026.10+dbe5ddf6, corpus 2026-10-30-5f07c521. No regulatory finding; the case file is recorded.","narrative":"On 2026-10-22, claims-fastpath v1.0 (an internally developed system) produced 'pay' in a TX auto claims transaction. Inputs included claims history, property. No human reviewed the output before it took effect. The outcome was not adverse to the consumer. RegBench applied 7 rule(s) in force on 2026-10-22 and recorded no findings.","findings":[],"point_in_time":{"as_of":"2026-10-22","rules_version":"2026.10+dbe5ddf6","corpus_snapshot":"2026-10-30-5f07c521","engine_version":"regbench-engine/0.4.0","model_version":"deterministic-1"},"evaluated_at":"2026-10-30T11:23:23.891293+00:00","fingerprint":"c563c22b8a725db42c16e27a"},"review":null,"ledger":{"seq":533,"hash":"0fcb88c51a3193b791e3e1deaa6a10edd205673016fc005d1432c783c7e4e306","prev_hash":"d61051d8816241137d3f279b8e6293c2e8210be36ee7e87ba9fd69fd3c72a48d","recorded_at":"2026-10-22T07:59:06+00:00"}}